The Blog is a final Bus Stop for Academic Materials such as Assignments, Essays, Reports, Thesis, Projects, Dissertations Among others.

Tuesday, 27 October 2015

BUSINESS POLICY AND STRATEGY






QUESTION 1:
Assume that you are the strategic planning manager of a new organization.  Discuss the factors that you will put into consideration in formulating strategies for your organization.
SOLUTION:
The factors to be considered in establishing strategies by an organization will include the following:
a.      The desired return on investment and other performance criteria
Normally all entrepreneur will have in mind the rate of returns he expects from an investment.  This may be in the form of revenue, prestige or any other criteria with which to measure the performance of the organization based on the objectives earlier established.  The desired return will be propelling factor in establishing strategies for an organization.


b.      The Scope Of the Strategy
This has to do with whether the strategy is for short medium or long term; whether it is for a unit of the business or it is for conglomerate and whether it is for a locality or to covert previous area of operation.  The strategies to establish in each of these situations may of necessity differ.

c.       The Industries To Be Entered Into:
This will have to do with the nature of the industries, the complexity and the entry requirements. If an organization wants to enter into a fully developed and complex industry, the strategies to be formulated will, of necessity, differ from those required in an infant industry, or an industry that is relatively simple in nature.  Consider for instance establishing a pharmaceutical industry and a poultry farm. While the requirements in terms of legal and standards of operation for a pharmaceutical industry and its complexity are more demanding than what a poultry farm and would entail, the strategies for either of those businesses will have to differ.

d.      Geographical Location:
Areas of concern here will be nearness to raw materials and market.  If the raw materials are bulky for instance, producing near the source of raw materials might reduce costs of transportation.  Distribution costs will be reduced, if production is near the market or consumer or the product. 
                                                          
e.      The Qualification of the Products to be Offered
Thing to consider here will be in the areas of whether the products will be low price, low quality, special products or products for special groups of people.  Will the product involve mass production or customized made product – that is to specification and desire of the purchaser; will it be for the purchaser; will it be for the rich; the poor or the middle class; will it be for children, youths, adults or very old people?
All these factors will be put into consideration in establishing strategies by an organization.
           
f.        The Role Of the Corporation in the total Society
Society looks up to various organizations for the provision of certain goods or services. These roles are expected to be performed to meet the expectations of the general populace of specific segments of society.  Society expects some organization to provide employment while making profits and so contribute to the economic development of the nation.   Others are; (i) The Occurrence of natural calamities such as earthquakes, cyclone etc. and (ii) the basic actions in which the organization may want to engage.
QUESTION 2:
Organizations operate within and are affected by some environmental factors. Discuss the internal environmental factors and how they affect organizations.  What steps do firms take to overcome such effects?
SOLUTION:
Linkages between an organization and its environments.
Internal Environmental Factors:-
i.                    Workers
An organization depends heavily on the employees who are engaged to carry out the activities of the organization.  The quality of personnel in forms of skill or expertise, experience and willingness or otherwise of the workers to perform their duties efficiently could contribute to the success or failure of an organization in achieving its aims and objectives.   The organization is linked with the worker whether as individuals or as groups of individuals.  The unions of workers, formal and informal groups professional associations are the areas that should be of concern to the organization. It is essential that an organization strives to attract and engage competent workers.

ii.                  The Shareholders
The Shareholders of an organization are the owners and they determine the mission and the policies for the organization.  The degree of understanding and cooperation among the owners, the management and the other employees of an organization is very important for the overall success of the business.  Even though the owners provide the capital and determine the mission for the organization, the management and work have the experience which could be used to realize the mission. 

iii.                Tools, machinery and equipment:
The availability of adequate working tools, machinery and equipment is very essential for the performance of the activities of an organization. The workers make use of these tools, machinery and equipment in terms of being modern or obsolete, serviceable or broken down, sufficient in numbers required all vital aspects to be given attention. 


If an organization had modern equipment and machinery as well as competent staff, it will be able to produce efficiently to meet the desires of its customers.

iv.                Capital Base (Financial resources)
All organizations need money for investment in capital projects and to meet operating expense.   The sufficiency or otherwise of financial resources can contribute towards the failure or success of an organization in achieving its aims and objectives.  Money is needed for instance to establish the business, to meet registration and operational rules and regulations, to provide for overhead, or operating costs and for meeting other contingencies.

v.                  Management Style
The style of management adopted by an organization will affect is operations.  The management style could be in the form of autocracy, democracy or liazex faire.  If an inappropriate style of management is applied in any given situation, the likelihood is that the best results will not be achieved.  These internal environmental factors are to a great extent, within the control of organization.  It is therefore possible to formulate policies and strategies to control such factors.
QUESTION 3:
You have been engaged as a consultant to evaluate the performance of a manufacturing firm.  Discuss the essential factors you will consider in this exercise.
SOLUTION:
Performance Criteria
Various organizations are establish with different missions.  From these mission statement the objectives of the organization could be derived.  These objectives could include; i. Profit Maximization; ii. Leadership in the industry; iii. Customer Satisfaction; iv. Enhance Image for the Owner; v. To render assistance to the general public
Various criteria for assessing, an organization will include the following:
i.                    Return on Investment
ii.                  Sales Volume
iii.                Capital base
iv.                 Rating by the Stock Market
v.                   Placement in the Industry
vi.                 Number of Workers Engaged

i.                 Return On Investment
The level of profit made by organization particularly a business concern is a criterion for assessing its performance. 

When huge profits are made, the divides to be declared to the shareholders will equally be high.  On the other hand, if the profit made by an organization is low or no profits are made at all, this translates to poor performance.  The return in this case will be low.

ii.               Sales Volume
The volume of sales by an organization can be used to assess the performance of that organization.  By recording high sales on organization will earn a lot of revenue from which to meet its operating expenses and declare profits. This makes it possible for the business to operate at full capacity and even expand its operations so as to meet the level of sales.  On the other hand, if the volume of sales is low, the business will be incurring losses because the revenue from the low sales may not be enough to meet operating expenses.

iii.             Capital Base
The financial resources which an organization has for it various operation is often used as a yardstick for measuring its relative strength and performance. Money is required for investment in plant and other machinery needed for effective operation.  Funds are also required for purchasing raw materials and other components parts and for meeting other operating expenses.  A deficient capital base is a serious threat to a business.

iv.             Leadership in the Industry
Being a leader in a particular industry is a mark of excellence.  This placement makes the company to be respected by both the competitors and the customers.  Leadership position could be as a result of a number of factors.  These factors include quality of product or service, pricing, market share or being the first comer. Becoming a leader in an industry is an enviable position and often leads to a fierce battle among key operations in an industry.  A good example is the battle for leadership by the three “biggest” Bank in Nigeria.  These are Union Bank of Nigeria Plc, First Bank Plc and United Bank.

v.               Number of workers engaged.
The number of workers employed by an organization is related to the level of operations and the degree of success of such operations.  Successful operation by an organization could lead to higher profits and expansion of the business of the firms.  Such expansion could lead to engaging more hands.

vi.             Stock Market Rating:
The effects of the level of profits made and the stability of this operation usually affect the value of the share of such organizations. A sudden dismal perforce by a business firm result in loss of price of its share Stock Exchange Market.  When the public have confidence in the operations of an organization, resulting from the level of profits declared by the firm, this confidence is normally expressed in the form of increased valuation of the shares of such organization. On the other hand, some business lose or record a fall in the price of their shares as a result of the reaction of the public to the performance of such companies.
                        
QUESTION 4:
Why do you think policies and strategies are important to an organization?
SOLUTION:
The Concept of Strategy and Policies
Strategy Defined:
Strategy is been define as the art of planning a campaign or large military operation, it has further been defined as the art of managing an affair cleverly.  Policy has been defined as a planned or agreed course of acting usually based on principles.
The purpose of strategy both in war and peace is a future stable relationship with respect to the competitor on the most favoruable possible terms and conditions.  The strategic decision is the one that helps determine the nature of the business in which a company is to engage and the kind of company it is to be.  It is effective for a long time and has wide ramifications.  It is the most important kind of decision to be made for the company. It requires the best judgment and analysis that can be brought to it practice in making this decision while still safe form most of the consequences of error is one of the most important advantage offered by an education for business.  In general terms therefore, the processes involved in the efficient management of an organization include:

i.                    The conception of an organization’s purpose
ii.                   The decision to commit an organization to deliberately chosen purpose and
iii.                The efforts required to achieve the purpose decided upon.
All these are the concerns of business policy.  Business strategy determines how a company will compete in a given business and position itself among its competitors.  The pattern resulting from a series of such decisions will probably define the central character and image of a company, the individuality it has for its members and various specification of particular objective to be attained through a timed sequence of investment and implementation of decision and will govern directly the deployment or redeployment of resources to make these decisions effective.
The need  for Strategy
Christensen et al (1982) has noted that the uniqueness of a good general manager lies in his ability to lead effectively organizations whose complexity he can never fully understand, where his capacity to control directly the human and physical force comprising that organization are severely limited, and who he must make or review and assume ultimate responsibility for present decision which commit concretely major resources for a fluid and unknown future.
QUESTION 5:
The mission of an organization affects the strategies and policies established by that organization.  Discuss this statement with particular reference to Blau and Scott. 
SOLUTION:
Mission and Purpose – Mission provides the director for an organization.  The mission is normally set by the top management of an organization or in some cases by the board of Directors.  The mission directs attention to such issue as where are we going, what do we want to be achieved?  The mission of an organization could be to render services to people; to make maximum profit, product diversification; to attain a large share of the market; or to be a leader in the industry.  Mission is the primary consideration upon which the policies and strategies of organization are based.  Blau and Scott have identified four major types or organization according to the group which receives the greatest amount of benefits from the organization’s existence.   These groups are discussed below:

i.                    The Business Concern
These are business organizations which benefit the owners, the employees most of those who transact business with them. The primary aim of a business concern is to make profit and declare dividends to its owners, pay adequate salaries and allowance to its employee and meet their obligations to their customers.  Example of such organizations are Level Brothers, Nestle Foods, Cadbury and PZ. 

ii.                  Mutual Benefit Association
This is an association that benefits the members themselves.  Such an association offers goods and services exclusively to it members.  The main objectives is to cater for the welfare of its members and not necessarily to make profits.  Such associations are usually made up of similar interests.  Examples are Social Clubs and associations like Island Club, Ikoyi Civil Service Club etc.  They are usually voluntary organizations.

iii.                Service Organization
These are organization that render services to those who require such service.  These organization are established to render satisfactory services to those who may require such services.  In the process, they may make profits. Examples are health education institutions.  Schools and hospitals are built to provide services to those who require such. 

iv.                The Common Weal Organization
This is an organization that benefits society in general; such organization are not established for a section of the society, neither are they the members only nor are they for those who can afford such services.  They are not established for profits making.  Examples are the Police, Civil Defence and Fire Services.  On the bases of the above objectives which are derived from the mission of the various organization discussed, the organization establish their policies and strategies, it will be expected that differing mission would result in varying strategies.



QUESTION 6:
Owena Bank was operating successfully as a commercial bank.  As a result of some problems the bank began to make losses and was heading towards total collapse.  Discuss and evaluate the strategies established by the bank to save it from collapsing.
SOLUTION:
This Owena Bank Plc was one of the indigenous and government established bank, it took off with high hopes.  As a result of various problems ranging from interferences on management faulty recruitment and poor banking attitudes, the bank was heading for total collapse.  Here is the text of the case study.
Owena Bank Back from the brink of collapse.
By 1992, it had become clear that the management of Owena Bank Plc had lost grip on things and that the bank was heading for total collapse.  From a profit before tax of about N2.9 million in 1991, it plunged into a loss of about N11.7 million in 1992 and about N215.8 million in 1993. 
Under a new management, some visionary performance driven changes were made in the operations of the bank.  Some far reaching restructuring which reached its watershed in 1993 was undertaken.  Management returned to the path of prudent credit risk management.  The result was a profit before tax of N43.9 million in 1994. 
The strategy to turn the bank around in the THREE PHASES – In Phase One, we took the knife to the organization in a major Surgical Operation which exercised terminal problems in our staffing, assets, procedures, culture and attitude.  In the SECOND Phase, we have convalesced sufficiently from surgery and are establishing and re-acculturating into new skills, attitudes and values, with emphasis on productivity and the operational approach.  In the dispensation, we are to develop a ravenously concentrated view of the customer as the KING and focus on all our activity.  The objective will be to provide total quality in our service and to do it right the first time (and every time).
In our Third and next phase, the ASCENSION phase, we will take the battle to the fore front of the industry.  Our objective is to become one of the leading FIVE banks in Nigeria in terms of prudently acquired profitability and return to our stakeholders.  To nerve our fighting arm for the ascension, we will acquire customer focused technology.  To this end we will be putting to the market in early 1996, a new equity issue already approved at the last shareholders meeting. 

QUESTION 7:
(a)   Discuss the distinguishing characteristics of objectives set by private and public sector enterprises.
(b)   How do these differences affect the policies and strategies of such enterprises


SOLUTION:
Difference between Private and Public Enterprises
Private Enterprises – These are firms owned by individuals or group of individuals.  The primary objective of such enterprises is to make as much profit as possible.  The capital is provided by the individuals themselves and they share the profits or bear the losses as the case may be.  Such enterprises are managed by proprietors themselves or by a board of directors appointed by owners.  Private enterprises are very common in West Africa.  Such enterprises vary considerably.
Public Enterprises-these are business firms owned by government.  The owners may be federal, state or local governments.  The government provides the capital for running them.  Usually the primary objective of such enterprises is to provide the goods and services at reasonable prices, and not necessarily making the highest profit possible.
Public Enterprises versus Private
Business Objectives: - The non-profit objectives of public enterprises differ in many respects from those of private business enterprises.  These objectives tend to be more tangible and subjective than the objectives of private business enterprises which are measurable.  A government agency may have as one of its objectives as the promotion of a balanced development of the economy.  This goal is capable of various interpretations by different people.  It is also difficult to measure.  The objective of an education foundation may be to promote the quality of graduate study and research.  But what are the yardsticks for measuring the quality of graduate study and research?
Business objectives are measurable in terms of sales volume, level of profits, share of the market enjoyed by the business.  As a result of the differences in the objectives of public and private enterprises, the policies and strategies developed by such organization do differ significantly.

QUESTION 8:
Discuss the divestment strategies adopted by UTC Nigeria Plc.  What lead to the adoption of such strategies by UTC.  Evaluate the strategies.
SOLUTION:
U.T.C divestments from major subsidiaries has been chosen for the purpose of applying strategies by a business conglomerate as a measure to survive the effects of the macro-economic environment.  The case is as follows; - U.T.C Nigeria Plc, a leading conglomerate is to divest from three of its subsidiaries and also rationalize its main operations into only four core areas because of the adverse effect of the macroeconomic environment on its operations.  The subsidiaries are Area Metal Containers Ltd, in which it holds 54.8% equity, Henrich Schroeder (W.A) Ltd.  Domain long and Amalgamated Engineering Ltd, in which it holds 60% of its equity while it will dispose UTC Aluminum and restructure the operations of its motor division among others to reflect current realities in the operating environment. 
The managing director of the company, Mr. Kole Funsho said in Lagos sometime in the past that the measure become imperatives to refocus the company towards fewer but high-value-added process and service businesses.  Under the new strategic refocusing, the company is to concentrate on food which includes animal husbandry and meat processing, bakery, fast food, vegetable farming and processing and automotive batteries.
Funcho said the restructuring exercise would enable the company rationalists business to eliminate drains on its earnings and cash flow reduce its branch network to cut cost, reduce its debt profile to a tolerable level, dispose assets that were surplus to its operating requirements and recapitalize the business for growth. The company’s diversification from trading concerns in the 1980 led it to a lot of activities and businesses in its search for strategies and in a bid to dominate all significant steps in the value chain of business.
The current difficulties in the operating environment have however left the company with some weaknesses of the strategy as the development has overstretched its financial and managerial resources.  Funsho said, in order to reposition the company successfully, the Board and management would ensure that staff and public have a clear vision of their future direction and evolve a key management focus among others.
QUESTION 9:
Discuss some of the external environmental factors in the present Nigerian economy.  How do these factors impact on the performance of businesses.
SOLUTION:
External Environment Factors
The external environmental factors are not under the direct control of an organization.  Such factors can affect an organization’s activities and an organization can also influence such factors.  These factors are enumerated thus:
a.      Government policies and legislation:
In an attempt to control the activities of various participants in businesses and to protect the interest of all parties, government makes some rules and regulations.  Such legislations could be on fiscal and monetary policies, industrial safety, labour relations, environmental protection, wages, price and employment and consumer protection. These legislations affect businesses one way or the other but the laws are expected to be obeyed.  To enforced compliance with government legislations, various agencies have been established. Examples are NAFDAC, Customs and Excise, the Police Force, Standards Organization of Nigeria and Corporate Affairs Commission.

It is the responsibility of individuals and organizations to familiarize themselves with the various legislation and comply with them.  Failure to comply has resulted in those concerned being penalized.  Recall the experience of JECON, a manufacturer  of electrical bulbs which fail to meet the standards set for such products and the closure of the premises of the firm by government agencies.

The inability to meet the required capital base for banks is one of the reasons for the withdrawal of the operating licenses of some banks.  Educational and health institutions and factories are expected to meet certain condition before they can operate.

b.      Technology:
As a result of advancement in science and technology, radical changes have taken place either in the machinery and equipment used or in the technique of doing certain things.  It is necessary for business operation to be abreast of latest developments in technology.  Organizations have to know the new developments in technology acquire the new machinery and equipment and should also endeavor to train and retrain their workers in the modern ways of doing things.  Failure to do these may result in the organization being branched old fashioned and therefore rejected by its customers or the organization may not be able to produce efficiently and compete effectively with other producers.  For instance, with the introduction of the computer in banking operations, banks that are unable to computerize their operations stand the risk of losing some of their customers.

c.       Competitors
Producers of goods and services compete for materials, personnel, market and funds.  The scope of the market in which these competitors operate, the size and complexity of the market are of concern to the individual operators.  If the competition is very keen, the likelihood is that only the strong actors will survive.  Many manufacturing industries and financial institutions are adversely affected by competition in those sectors.  Consider the completion in the beer and soft drinks industries.  Organizations are concerned about the present share of the market they are enjoying and the desired placement in the future.  In an attempt to protect its present share of the market, a competitor may increase its after sales services, improve its distribution channels and offer discount to its customers.  All these are aimed at working the competitors have an edge over his rival.

d.      The economy
The economic system under which a firm is operating and the state of the economy are important factors to be considered. The economic system could be capitalist, socialist or mixed.  In the each of these systems; investment, earnings and therefore profits and ownership of business will differ.  Also, the economy could be in a healthy or an unhealthy state. During the periods of economic boom, income levels are high and so the demand for goods and services make a lot of profits.  The reverse will be the case during a recession.

e.      Political Environment:
This has to do with the political system and the type of government that is in power.  The degree of stability in the political environment is also to be considered.  When there is political stability, there is continuity in the leadership and therefore in government policies. 

This makes it possible for organizations to be able to plan ahead for their future operations.  If however if there is political instability, there will be frequent change in leadership and in government policies. To predict the future and make plans ahead will be very difficult.  The investment climate will be unfavourable.

f.        Socio-Cultural Environment:
Organizations operate with some socio-cultural environments.  The beliefs, norm, values and customs of the community within which an organization is operating have to be taken into account if the organization is to operate successfully.  The product is services to offer to the consumer in a particular locality and the overall activities of the community.

g.      Ecological Factors:
These have to do with the climate, geological and other natural occurrences in the area where an organization is located.  Such features as the occurrence of earthquakes, cyclones, erosion, or drought will affect the types of products and services to offer in such area.  Extra precautionary measures may be required for locating and establishing a business in area where the geophysical factors are unfavourable.

QUESTION 10:
Discuss the main characteristics of effective policy. And ii. Enumerate and explain four (4) policies that the University of Abuja has to ensure its effective operations.

No comments:

Post a Comment